How can I become a member of HRCCU online?

HRCCU makes it easy for you to become a member online in just a few simple steps. By becoming an HRCCU member online, you can open savings or checking accounts and apply for loans such as mortgages, auto loans, and more right from the comfort of your home.

Documents you will need to become a member:

  • Government issued ID/Drivers License/State ID or Passport with current address
  • Social Security Number
Become a member screenshot

Steps to become an HRCCU member online:

  • Click on the “Become a Member” button in the top right corner of the website. Or, for a direct link to the online application form, click here.
  • Click “New Member Account”
  • Fill out the required information including eligibility and what savings and checking account products you want. Then, click “Continue”
  • Next, fill out the necessary personal information. Then, click “Continue”
  • Lastly, you will need to make an initial deposit to open the account(s)

Note: Online applications are only reviewed Monday through Friday, and allow HRCCU 48 hours to process new online applications.

Need further assistance? You can also call us at 518-886-3400 for support during normal business hours.

Current Rates

Auto Loans
APR as low as
5.50%
Fixed Rate 36 Month
Mortgages
APR as low as
6.00%
Fixed Rate 15-year fixed
Home Equity Line of Credit
APR as low as
5.95%
Fixed Rate 5-year fixed
VISA Credit Card
APR as low as
8.90%
  VISA Platinum Credit Card
logos of Bauer 5-star, America's Credit Union, Equal Housing Opportunity, Marshall & Sterling Insurance, and National Credit Union Administration

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