How do I build credit with no credit history?

Here are a few tips!

Find a co-signer: find someone with a good credit score to vouch for your ability to pay a loan or credit card back.

Please note, any failure to make repayments will damage you and your co-signers credit.  

Report Rent and Utilities payments to Credit Bureaus: If you report payments that you make on time to reporting services like Credit Karma and Experian, it can be an easy way to build your score. 

Always make on-time Payments: Paying on time is just a good personal and financial habit to form.

Don’t use too much credit: Personal finance goals should be to use less than 30% of your credit. That means if you have a $1000 limit on your card you should only spend up to $300 if possible.