Tips for remembering your online banking passwords without compromising them.

Here are a few tips to help you build a unique and memorable online banking password that will keep your information secure, while making it easier for you to remember.

1. Create a Tip Sheet

We recommend using a tip sheet that offers clues as to what your password might be while avoiding keeping a list of passwords that could be visible to any wandering eye. Never write your password down anywhere anyone else could see it.

However, writing a cryptic clue that only you would understand to jog your memory should you forget your password is okay. That’s OK if the answer wouldn’t be obvious to anyone, of course.

2. If You Write Your Passwords Down, Disguise Them

It could be the first letter of your password followed by a quick hint of what the rest is.

Or it could be something that rhymes with your password.

3. Try Using Shortcuts

Using the name of the website or color of its logo as a jumping block can help you create a memorable and secure password. For example, with Online Banking, you could use O or OB as the first or last letters in your password.

4. Create Your Own Code 

Replacing a few letters with numbers, purposefully misspelling words or using acronyms and abbreviations are great little ‘code’ tricks you can use to make your password more unique and harder to compromise.

Try replacing the same letters with the same special characters or numbers, or just avoiding certain letters altogether.  Remember, your password is secret, so no one is going to be checking your spelling.

5. Use a Base Password

Another trick is to use a base password that you tweak a bit according to the service. You could add the first letter of the site to the beginning or end of your password, or even spell out the entire name, followed by your base code.

If your base was something like 0r@ng3-k!tt3n$, you could make it unique to your online banking account by adding on!!line- to the beginning of your password: on!!line-0r@ng3-k!tt3n$.

6. Avoid Password Patterns and Common Passwords

Choosing a password like 123456 is pretty much asking for trouble. Don’t fall into this habit. Avoiding common passwords and password patterns can help raise security and, in the end, you’ll have a more memorable and unique password.

7. Use a Secure Browser that can Remember them for You

Most Internet browsers nowadays, like Google, have a nice feature that allows its users to save usernames, emails, and passwords for logins. Of course, this is something you should only do at home; never on a public or shared computer.

8. Try a Password Manager

Although having all of your passwords in one place might not be the best idea, there are a lot of options for password managers that allow users to safely keep their passwords in a list. Some even allow you to change passwords with a single click, all from the app.

Need further assistance? You can also call us at 518-654-9028 for support during normal business hours.