What is the difference between a credit union vs. bank?

An often puzzling question with clear answers below:

A credit union is a not-for-profit financial institution. Whereas a bank is a for-profit financial institution.

A credit union is owned by its members therefore the institution has its members best interests at heart.

Credit unions have a more community based and localized approach. Whereas large banks can service nationally/internationally. But, not to fear, at HRCCU we offer shared branching, giving you access to thousands of credit union locations and ATMs nationally.

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